Sell Your House and Live In It Rent-Free?


Can you sell your house but continue to live in it till you die, rent-free?

A few weeks back I had Rajen Devadason and Soelan Sittampalam in the studio to chat about retirement planning and ways to cash in and monetise the equity in your house to fund your retirement.

BFM: http://bit.ly/2w4ZKGq

Apple: https://apple.co/2QazWBR

Spotify: https://spoti.fi/2w3bKbB

Pocket Casts: http://bit.ly/2w7r0nO

#BuildingFinancialMindsets

The Gig Economy – Plan or Fail


On the back of strikes from Uber drivers and Uber’s lackluster IPO, I spoke to Robert Foo on the state of the gig economy.

We got into the importance of financial planning, especially since the lack of it here could land you in a lot of trouble, because you’ve got to do your own taxes and retirement planning since there’s no EPF or monthly tax deductions.

Catch the full conversation at any of the following links:

BFM: http://bit.ly/2w7HPyW

Apple: http://bit.ly/2w7HPyW

Spotify: https://apple.co/2QcxlY5

Pocket Casts: https://spoti.fi/2w5fHfN

#BuildingFinancialMindsets

How to Legally Pay Less Tax Next Year


The tax season is coming to an end but I don’t think it’s too early to start thinking about the next one, especially if you feel like you could’ve done better this round.

In this episode of BFM’s #RinggitAndSense, I spoke to tax consultant about ways to better plan next year’s taxes and possibly save some money, legally of course.

Thannee also explains the differences between tax planning, tax avoidance and tax evasion.

And yes, you should definitely be tax planning.

Check out the episode at any of these platforms or your usual podcast app.

BFM: http://bit.ly/2VoFqiw

Spotify: https://spoti.fi/2JtE276

Apple: https://apple.co/2VrIz0Y

Pocket Casts: http://bit.ly/2VrJJcQ

#BuildingFinancialMindsets

Income Tax 101 – Breaking It Down


A few week back I spoke to Dr Veerinderjeet about everyone’s favourite financial topic, income taxes.

Veerinder helped to clear up some of the complexity in the system, from what makes up chargeable income to what you need for an audit.

I also asked him to breakdown the differences between deductions, reliefs and rebates in the hopes of clearly delineating those terms.

Catch the conversation at any of these links:

BFM: http://bit.ly/2V2U1Ls

Spotify: https://spoti.fi/2ZZ4Amf

Apple/iTunes: https://apple.co/2V0SV2T

Pocket Casts: http://bit.ly/2V4HHtT

Belanjawanku, Tracking Expenses and Property Risk


A few weeks back, EPF released the Belanjawanku expenditure guide.

I speak to Joyce Chua, CEO of Success Concepts, for her thoughts on the guide, reasons why we should definitely keep track of our expenses and why property may not be the best asset for you.

BFM: http://bit.ly/2V11cno

Spotify: https://spoti.fi/2ZV19xa

Apple: https://apple.co/2UUAbSp

Najib’s RM1.5B Tax Bill, Getting Audited and the Special Voluntary Disclosure Program


What do you need to know about getting audited, keeping documentation and the Special Volunteer Disclosure Program?

I spoke to Thaneermalai of Thannees Tax Consulting Services to help clear up these issues.

We also spoke about Dato Seri Najib Razak’s recent RM1.5 billion tax bill.

If you have any questions or comments, please let me know here or on Twitter at @BFMradio

To find the episode, click on one of the links below or look for Ringgit And Sense on your favourite Podcast App.

BFM: http://bit.ly/2KryLic

Spotify: https://spoti.fi/2uWqjgq

Pocket Cast: http://bit.ly/2Da6jLN

Belanjawanku – Is It Enough?


I spoke to Nurhisham Hussein, Head of the Economics and Capital Market Department at the EPF about the Belanjawanku expenditure guide from the EPF and Social Wellbeing Research Centre (SWRC)

We took a closer look at the guide and try to address some of the comments and criticism that have come up since Belanjawanku was launched last week.

If you have any questions or comments, please let me know here or on Twitter at @BFMradio

To find the episode, click on one of the links below or look for Ringgit And Sense on your favourite Podcast App.

BFM: http://bit.ly/2UBk3Ww

Spotify: https://spoti.fi/2UDOxaw

Pocket Casts: http://bit.ly/Belanjawanku3