A few weeks back, EPF released the Belanjawanku expenditure guide.
I speak to Joyce Chua, CEO of Success Concepts, for her thoughts on the guide, reasons why we should definitely keep track of our expenses and why property may not be the best asset for you.
Spotify: https://spoti.fi/2ZV19xa
Apple: https://apple.co/2UUAbSp
arkaysthoughts 