Simply Saving Just Isn’t Enough


Is saving enough for retirement? What are the common financial mistakes young people make? How should we think about investing?

On this episode of Ringgit and Sense, I speak to Nirmala Subramaniam of AKPK and financial planner Warren Mak about these and more.

Catch the conversation at any of the following links or search ‘Ringgit and Sense’ on your usual podcast platform.

Apple: https://apple.co/2NDhxjB

BFM: http://bit.ly/32eqaVa

Spotify: https://spoti.fi/32cTqLO

The Cost of Connectivity – How Much is Too Much?


When it comes to data, how many gigs is too many gigs?

With the dawn of the age of the smartphone, the internet has essentially become a necessity and sometimes that can hurt our wallets. Telcos are offering us more minutes and gigabytes but is more really better?

  • How much data should you get?
  • Are you overspending?
  • Should you choose postpaid or prepaid?
  • Should you get a phone with a plan?

I explore these questions, and more, with Idham Idris,  Licensed Financial Planner and Director of Wealth Vantage Advisory.

Check out the conversation at any of the following links.

Apple: https://apple.co/2N69k7b

BFM: http://bit.ly/2N8Uhdf

Spotify: https://spoti.fi/2NbxahW

Pocket Cast: http://bit.ly/2Nbxq0u

Najib’s RM1.5B Tax Bill, Getting Audited and the Special Voluntary Disclosure Program


What do you need to know about getting audited, keeping documentation and the Special Volunteer Disclosure Program?

I spoke to Thaneermalai of Thannees Tax Consulting Services to help clear up these issues.

We also spoke about Dato Seri Najib Razak’s recent RM1.5 billion tax bill.

If you have any questions or comments, please let me know here or on Twitter at @BFMradio

To find the episode, click on one of the links below or look for Ringgit And Sense on your favourite Podcast App.

BFM: http://bit.ly/2KryLic

Spotify: https://spoti.fi/2uWqjgq

Pocket Cast: http://bit.ly/2Da6jLN