How Could Budget 2020 Affect Your Wallet?


Find out by catching my conversation with to Liew Ooi Hann, CEO of RinggitPlus, on Apple Podcasts, the BFM app or on Spotify

We spoke about the budget’s potential impact on our wallets and benefits that slipped under the radar, as well as getting Malaysians back to work, the new top income tax bracket and his other takeaways from Budget 2020.

We also got into the government’s apparent digital push, the consumer digital service tax, and inflation.

Keep up to date by following Ringgit & Sense on  Apple Podcasts, Spotify or the BFM app.

The Gig Economy – Plan or Fail


On the back of strikes from Uber drivers and Uber’s lackluster IPO, I spoke to Robert Foo on the state of the gig economy.

We got into the importance of financial planning, especially since the lack of it here could land you in a lot of trouble, because you’ve got to do your own taxes and retirement planning since there’s no EPF or monthly tax deductions.

Catch the full conversation at any of the following links:

BFM: http://bit.ly/2w7HPyW

Apple: http://bit.ly/2w7HPyW

Spotify: https://apple.co/2QcxlY5

Pocket Casts: https://spoti.fi/2w5fHfN

#BuildingFinancialMindsets

How to Legally Pay Less Tax Next Year


The tax season is coming to an end but I don’t think it’s too early to start thinking about the next one, especially if you feel like you could’ve done better this round.

In this episode of BFM’s #RinggitAndSense, I spoke to tax consultant about ways to better plan next year’s taxes and possibly save some money, legally of course.

Thannee also explains the differences between tax planning, tax avoidance and tax evasion.

And yes, you should definitely be tax planning.

Check out the episode at any of these platforms or your usual podcast app.

BFM: http://bit.ly/2VoFqiw

Spotify: https://spoti.fi/2JtE276

Apple: https://apple.co/2VrIz0Y

Pocket Casts: http://bit.ly/2VrJJcQ

#BuildingFinancialMindsets

Income Tax 101 – Breaking It Down


A few week back I spoke to Dr Veerinderjeet about everyone’s favourite financial topic, income taxes.

Veerinder helped to clear up some of the complexity in the system, from what makes up chargeable income to what you need for an audit.

I also asked him to breakdown the differences between deductions, reliefs and rebates in the hopes of clearly delineating those terms.

Catch the conversation at any of these links:

BFM: http://bit.ly/2V2U1Ls

Spotify: https://spoti.fi/2ZZ4Amf

Apple/iTunes: https://apple.co/2V0SV2T

Pocket Casts: http://bit.ly/2V4HHtT

Najib’s RM1.5B Tax Bill, Getting Audited and the Special Voluntary Disclosure Program


What do you need to know about getting audited, keeping documentation and the Special Volunteer Disclosure Program?

I spoke to Thaneermalai of Thannees Tax Consulting Services to help clear up these issues.

We also spoke about Dato Seri Najib Razak’s recent RM1.5 billion tax bill.

If you have any questions or comments, please let me know here or on Twitter at @BFMradio

To find the episode, click on one of the links below or look for Ringgit And Sense on your favourite Podcast App.

BFM: http://bit.ly/2KryLic

Spotify: https://spoti.fi/2uWqjgq

Pocket Cast: http://bit.ly/2Da6jLN